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Vativis catastrophic care compared to traditional solutions

A Smarter Alternative to Traditional Health Plans

Updated over 3 weeks ago

Who We Are

At Vativis, we’re transforming how individuals, families, and businesses access healthcare. With decades of combined industry experience, we’ve built a modern solution that makes high-quality care affordable, transparent, and simple.

Our innovative approach bridges the gap between traditional insurance and out-of-pocket care — helping our members save money while getting the care they deserve.


Why Choose Vativis?

Here’s how Vativis delivers value you won’t find in traditional plans:


Feature

Vativis Advantage

Predictable Costs

Members pay affordable flat monthly fees and low fixed costs for services — no surprise bills.

No Age-Based Pricing

Rates are the same regardless of your age bracket — keeping costs fair and predictable.

Member Protections

Households never pay more than two Unshared Amounts (UAs) in a rolling 12 months. Beyond that, Vativis covers eligible costs for additional incidents over $1,500.

Maternity Benefits

Expecting parents can plan for childbirth costs with out-of-pocket costs as low as $500 for prenatal, delivery, and postnatal care under select plans.

Attorney Negotiation

For larger bills, Vativis partners with professionals who negotiate directly with providers to secure fair rates.

Self-Pay Power

Members can often access lower “self-pay” rates, avoiding the inflated prices typically billed to insurance companies.

Holistic Approach

Vativis supports traditional, alternative, and complementary care options — putting health decisions in members’ hands.

Dedicated Support

Members get personalized help navigating care, finding high-quality providers, and managing expenses.


How Vativis Helps You Save

Vativis plans are designed to reduce healthcare costs while maintaining access to quality care. Here’s how we make it happen:


Self-Pay Savings

  • Access discounted cash rates directly from providers

  • Avoid inflated insurance billing rates

  • Maintain flexibility in choosing providers

Holistic Care Options

  • Choose traditional or alternative care approaches

  • Integrate wellness and preventive care into your routine

  • Explore complementary therapies where desired

Smart Cost Protections

  • Never pay more than two MRAs in any rolling 12 months

  • Additional large medical events over $1,500 are fully covered after the household cap

One Simple Price — All Ages

  • Unlike many traditional plans that increase rates as you age, Vativis offers flat-rate pricing for all adults

  • Easy to quote and predict long-term costs

Expert Bill Negotiation

  • For large medical expenses, Vativis partners with skilled negotiators to work directly with providers

  • Helps reduce the burden of unexpected high medical bills

Personalized Member Support

  • Bilingual support staff to assist you

  • Help finding affordable, high-quality providers

  • Assistance managing healthcare costs and navigating care options

The Vativis Difference

With Vativis, you get:

✅ Affordable monthly rates
✅ Transparent costs — no surprise bills
✅ Access to nationwide networks of quality providers
✅ Flexibility to choose the care that works best for you
✅ Peace of mind knowing you’re protected from runaway medical costs

Ready for a Smarter Way to Manage Health Costs?

Let’s simplify healthcare together. Vativis makes it easy to keep your budget healthy — and your family or business protected.

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