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Switching to Vativis Healthcare Discount Plans
Switching to Vativis Healthcare Discount Plans

Basic information on what you should consider before switching from traditional health insurance to Vativis discount plans.

Updated over 2 weeks ago

Defining a discount health plan

A discount health plan, like Vativis, provides members with access to a network of healthcare providers who offer discounted rates for services.

Unlike traditional insurance, these plans do not cover or ‘insure’ medical expenses; rather, they offer one subscription rate for the membership and then members get drastically reduced rates for the cost of care for various services such as primary care, dental, and vision.

Affordability and comprehensive coverage

One of the primary advantages of Vativis is its affordability and the fact that it covers most of the essential healthcare benefits individuals and businesses may require.

Members typically pay lower monthly fees compared to traditional insurance premiums. You get pre-negotiated discounts at their in network healthcare providers, and save significantly on out-of-pocket expenses related to routine medical visits, dental work, and other services.

Broad network of physicians

Vativis partners with a wide range of healthcare providers, giving you access to various specialties. A couple of questions most members have before they sign up include, “Why can’t I see the list of primary care providers that I can choose from?” and “What if my primary care provider is not on the list?”

One of the reasons we don’t publicize our network of providers is we want to ensure that the wait time is reduced.

We offer a unique process where you call our US based concierge service and our support team provides you with the best physician of your choice. This reduces the wait time to get care from 20 days (national average) to immediate or care in a few days.

While some may worry about having to see only in-network providers, it's essential to understand that Vativis is designed to connect you with trustworthy professionals within the network to ensure quality care at reduced prices.

Predictable out of pocket costs

Unlike traditional health insurance, Vativis discount plans typically do not involve copays or deductibles. Instead, you simply pay a set fee directly to the provider at the time of service. This means you get predictable healthcare costs, eliminating surprises when it comes to billing.

Limited coverage vs. comprehensive care

It’s true that Vativis may not offer the same type of coverage as health insurance. However, it's crucial to evaluate your current healthcare needs.

If you primarily require routine preventive care, the Vativis discount plan may be an excellent fit. For those with chronic conditions requiring extensive treatments or specialists, consider how often you utilize those services before switching.

Concerns about provider networks

If your preferred physician is not a part of the Vativis network, there are still options available. You can call the vendor support service and find new, high-quality providers within the network who offer excellent care.

Vativis encourages ongoing relationships with providers, making it easier to find someone you trust.

Specialist limitations

While Vativis focuses on a network of providers, you will still have access to various specialists in the network. If you need a specialist that is not available, Vativis can help guide you toward alternatives and may provide recommendations based on your specific health needs.

Vativis and emergencies

In a life threatening emergency you always call 911. It is important to get immediate medical attention, regardless of whether your provider is in the network.

While Vativis discount plans are not designed for emergency care coverage, they can significantly reduce costs for urgent care visits within the network. Plus, we have a hospital bill negotiation bill plan that will help you pay what you can afford. Another option is the hospital share option that will cover emergency situations.

Ongoing health concerns

For individuals with chronic conditions, you will need to ensure your health is evaluated and you make an informed decision for specialized care.

Vativis can provide discounts for many routine tests, check-ups, and maintenance therapies. However, if you require ongoing specialty treatments, it is sometimes safer to stay with the provider you trust.

Vativis’ reliability

Vativis partners with reputable healthcare providers, ensuring that the professionals in the network are vetted and trustworthy.

Evaluating healthcare for your future

Life can be unpredictable, and your health needs may change over time. Consider your options carefully. Vativis allows you the flexibility to access primary care and preventive services, but it may not cover extensive treatment for complex conditions.

Always stay informed about your health and assess whether a shift back to traditional insurance or supplemental coverage is needed.

Switching to Vativis

When considering a switch, take inventory of your healthcare needs, budget, and risk tolerance.

By addressing these specific concerns head-on and providing detailed information about how Vativis works and what it offers, individuals may feel more confident in exploring this alternative to traditional health insurance.

An option is try Vativis discount medical plans as a supplement to your existing insurance and then make an informed descision.

Call our customer service or sales reps for any remaining uncertainties and visit our Medical Discount Plans page for more information.

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