Problem
Navigating the complexities of healthcare coverage under the Affordable Care Act's (ACA) employer mandate can be a daunting task for large employers. Understanding potential penalties and compliance requirements is essential to retaining talent and minimizing costs.
Solution
Vativis medical discount plans seamlessly integrate with MEC offerings, empowering employers to provide a more robust health benefits package. Our plans help you meet the compliance requirements while significantly improving employee satisfaction, all at an affordable cost.
Employer Mandate Compliance
Coverage Requirements
Employers are required to offer coverage to at least 95% of their full-time employees. Non-compliance can lead to hefty penalties. In 2025, the penalty for not offering coverage will be $2,900 per full-time employee (excluding the first 30).
Affordability and Minimum Value
If coverage is deemed unaffordable or does not meet minimum value requirements, employers face further penalties. Affordability is defined as when an employee's share of the premium exceeds 9.02% of their household income. Minimum value means the coverage must pay at least 60% of healthcare costs for a standard population.
Expanded Coverage with Vativis Medical Discount Plans
Vativis is revolutionizing employee health benefits by providing affordable ways for employers to enhance their offerings while ensuring compliance.
While MEC plans primarily focus on preventive care, Vativis integrates with MEC offerings by providing access to vital services, including:
Telemedicine: Get healthcare anytime, anywhere for a flat monthly fee with no co-pays.
Direct Primary Care: Enjoy in-person visits for just $10, urgent care for $25, and virtual visits at no additional cost.
Lab Services: Benefit from comprehensive lab tests through QuestSelect™ with $0 co-pays for over 1,200 services.
Affordable Medications: Save up to 80% at over 64,000 pharmacies nationwide. Access 800 generic medications at no cost with home delivery, plus prescription assistance programs for additional savings.
Mental Health Services: Provide employees 24/7 access to mental health support, both virtual and in-person, to further enhance their overall well-being.
Why Choose Vativis?
We offer healthcare services that go beyond mere compliance.
With Vativis, improved access to care translates into healthier, happier employees, reduced turnover, and increased productivity.
By integrating Vativis Medical Discount Plans into your employee benefits strategy, you can offer comprehensive care without the financial strain.
Using our products will not adversely affect the claims cost of your MEC plans or any other insured products.