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Understanding Vativis as an alternative to insurance

A quick playbook for brokers to understand why selling Vativis maybe an advantage,

Updated this week

Traditional insurance is expensive, confusing, and just not built for today’s flexible workforce. Premiums are up 20% in the past five years, and both employers and employees are feeling the pinch.

That’s where Vativis comes in.

We help brokers bring smarter, non-insurance health solutions to clients who need flexibility, affordability, and simplicity—without compromising value.

Why Vativis for Brokers?

You get:

  • Products that are easy to explain and sell

  • No underwriting or network restrictions

  • Customization for employers of any size

  • Simple onboarding and digital access

Your clients get:

  • Affordable benefits starting under $34/mo

  • No group minimums

  • Nationwide access to care and discounts

  • Payroll or voluntary integration options


The Vativis Difference

Feature

Traditional Insurance

Vativis Discount Plans

Monthly Costs

$500+ per employee

Starts at $34

Enrollment Requirements

Group minimums, underwriting

None

Network Restrictions

Limited, state limitations

Open access, coast to coast

Coverage Type

Broad but complex

Targeted, essential needs

Core Vativis Offerings for Employers

1. Direct Primary & Urgent Care (DPC)

  • Unlimited $10 primary care visits

  • $25 urgent care visits

  • Free virtual care

  • Access while traveling

  • No surprise billing

2. Prescription Solutions

  • 800+ generics at $0 cost

  • Up to 80% off antibiotic and other medications with home delivery

  • Lifestyle medications for treatment of hair loss, erectile dysfunction, weight loss etc.

  • No insurance required

3. Lab Testing & Diagnostics (Quest)

  • 1200 bloodwork & testing at no additional cost

  • No paperwork

  • Transparent pricing

  • Part of QuestLab nationwide

4. Dental, Vision & Hearing (via New Benefits)

  • Discounts of 15% to 50% per visit on dental services

  • 10- 60% on vision care compared to insurance.

  • Routine exams, cleanings, eyeglasses, hearing aids

  • Provided by Aetna Dental Access® network.

5. Mental Health

  • 24/7 access to mental and behavioral support.

  • 15 short term sessions free with in person or virtual traditional counseling included in your membership.

6. Hospital bill negotiation

  • No surprise medical bills

  • Help to lower or eliminate prescription costs

  • DME price reductions for financial assistance programs to get affordable care

  • Help deal with collection agencies for high hospital bills

  • Medical bill resolution you can afford.


When Vativis Works Best

  • Employers with a diverse workforce of fulltime, part-time, 1099, or seasonal workers

  • Industries like education, hospitality, construction, retail, fitness, real estate

  • Businesses seeking COBRA alternatives or add-on benefits

  • Organizations not ready to offer expensive insurance


Stats That Help You Sell

  • 27% of U.S. workers are now part-time or freelance

  • 60% of Americans have skipped care due to cost

  • DPC can reduce ER and urgent care visits by 19%

  • $1 in prevention saves $6 in treatment costs

  • Discount health plans save 15-50% compared to traditional insurance


Ready to Offer Vativis?

Let’s talk about how you can add Vativis to your portfolio and deliver healthcare that works.

Visit: vativis.com/brokers

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